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Business Short-Term CDs*

Interested in short-term investing? From 3 to 9 months, these CDs mature within a year.

  • Minimum deposit: $500
  • 3-Month CD
  • 3-Month CD Special⁺
  • 6-Month CD
  • 6-Month CD Special⁺
  • 9-Month CD
  • 9-Month CD Special*

Use our calculator to see how investing in a CD can grow your business’s money.

As of 1/22/2025

Product*APYInterest RateMinimum BalanceDisclosures
3-Month CD0.10%0.10%$500

Disclosure

3-Month CD Special4.30%4.23%$500

Disclosure

6-Month CD0.15%0.15%$500

Disclosure

6-Month CD Special4.05%3.99%$500

Disclosure

9-Month CD0.20%0.20%$500

Disclosure

9-Month CD Special3.80%3.75%$500

Disclosure

*Annual Percentage Yield (APY) is 4.30% for the 3-month certificate, 4.05% for the 6-month certificate, 3.80% for the 9-month certificate and is accurate as of 12/18/2024. At maturity, the 3-month certificate automatically renews for a term of 3-months, the 6-month certificate renews for a term of 6-months, and the 9-month certificate automatically renews for a term of 9-months. Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. The minimum to open the certificate of deposit is $500. This special is available for a limited time and is subject to change without notice.

*$500 Minimum deposit to open. Early withdrawal penalties may apply.

Business Long-Term CDs

The longer you invest your money, the more it grows! 

  • Minimum deposit: $500
  • 1-Year CD
  • 13-Month CD Special⁺
  • 18-Month CD **
  • 2-Year CD
  • 24-Month CD Special⁺
  • 3-Year CD
  • 36-Month CD Special⁺
  • 4-Year CD
  • 48-Month CD Special⁺
  • 5-Year CD

Use our calculator to see how investing in a business CD can grow your money.

As of 1/22/2025

Product*APYInterest RateMinimum BalanceDisclosures
1-Year CD0.30%0.30%$500

Disclosure

13-Month CD Special3.50%3.45%$500

Disclosure

18-Month CD**0.30%0.30%$500

Disclosure

2-Year CD0.35%0.35%$500

Disclosure

24-Month CD Special3.50%3.45%$500

Disclosure

3-Year CD0.40%0.40%$500

Disclosure

36-Month CD Special3.25%3.21%$500

Disclosure

4-Year CD0.45%0.45%$500

Disclosure

48-Month CD Special3.25%3.21%$500

Disclosure

5-Year CD2.32%2.30%$500

Disclosure

*Annual Percentage Yield (APY) is 3.50% for the 13-month certificate, 3.50% for the 24-month certificate, 3.25% for the 36-month certificate, 3.25% for the 48-month certificate and is accurate as of 12/18/2024. At maturity, the 13-month certificate will automatically renew for a term of 12-months, the 24-month certificate will automatically renew for 24-months, the 36-month certificate will automatically renew for 36-months, the 48-month certificate will automatically renew for 48-months. Promotional rates available for new money only. New money is defined as money not currently on deposit with the bank. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. The minimum to open the certificate of deposit is $500. This special is available for a limited time and is subject to change without notice.

**Renewal Term is 18 months for the 18-Month CD.

*$500 Minimum deposit to open. Early withdrawal penalties may apply.
**Renewal Term is 18 months for the 18-Month CD.

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